Refinance Your Mortgage with Trusted NZ Property Lawyers

Fast, fixed-fee legal support – fully remote, anywhere in New Zealand.

Limited-Time Offer: 30% Off Legal Fees – Offer Ends 30 June 2025

5/5
Based on Google Review

"We recently worked with NZ Legal for our residential refinance and a name change on the title. The process was seamless, and their team was incredibly efficient. Everything was handled smoothly and professionally, making what could have been a complex process feel effortless. Highly recommend their services!" - Nina Pope

Get My Refinance Quote

Why Refinance Your Mortgage?

There are several strategic reasons New Zealand homeowners choose torefinance:

Lower your interest rate and reduce monthly repayments

Consolidate debt into a single loan

Switch between fixed and floating rate options

Access equity for renovations or investments

Move to a lender offering cashback or better terms

Refinancing isn’t just a financial transaction — it requires careful legal execution to ensure a seamless transition between lenders.
property specialist in NZ
leasing lawyer in NZ

What Our Mortgage Lawyers Will Do

Complete your onboarding and AML checks electronically

Request and arrange the discharge of your existing mortgage

Prepare and explain all new lending and mortgage documentation

Host a secure video signing session

Manage the loan drawdown and repayment to your existing bank

Transfer any surplus funds directly to you

Register your new mortgage with Land Information New Zealand (LINZ)

Provide final confirmation that your refinance is legally complete

How It Works

Step 1

Your loan is approved with your broker or bank

Step 2

We onboard you and complete AML compliance digitally

Step 3

We arrange for the discharge of your existing mortgage

Step 4

We prepare a summary of the proposed lending and answer any questions you have

Step 5

Loan documents are signed via remote video meeting

Step 6

Funds are drawn down and used to repay your existing mortgage, and any surplus funds are paid to you

Step 7

We register the new mortgage and confirm completion with all parties

Why Choose NZ Legal?

Fixed-fee legal pricing

Fully remote service — no office visits required

Fast turnaround for urgent refinance timelines

Trusted by mortgage brokers and lending professionals

Seamless communication with clients, banks, and referrers

Specialists in property and refinancing transactions

Get 30% Off Your Refinance Legal Fees

Fill out the form below to lock in your 30% discount. One of our mortgage lawyers will be in touch within one business day. No obligation to proceed.

Offer valid for new instructions confirmedbefore 30 June. Fixed-fee pricing applies. No hidden charges.
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