Limited offer
30% off our standard refinancing legal fees — claim your quote today
We handle all the legal work with your bank — quickly, remotely, and at a fixed fee. Right now, 30% off our standard rates. No office visits, no surprises.
5/5 Based on Google Reviews
on all refinances
30% off standard rates
We'll respond within 2 hours on business days.
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The process
Refinancing is one of the more straightforward legal transactions — we've streamlined every step so it gets done quickly and without fuss.
Fill out the form and we'll confirm your fixed fee within 2 hours. 30% off our standard rate, no hidden costs.
Once you instruct us, we liaise directly with your new and existing lender to obtain the mortgage instructions and documentation.
We prepare all documents and send them to you to sign electronically — no printing, no posting, no office visit required.
We register the new mortgage with LINZ and confirm everything is complete. Typically wrapped up within a few days of receiving instructions.
Why NZ Legal
We're not a general law firm that does some property work on the side. Property transactions are what we do every day — including hundreds of refinances. We've made the process as fast and painless as possible.
Delays on settlement day cost money and cause stress. We stay on top of every step so nothing falls through the cracks at the last minute.
You'll know exactly what you're paying before we start. No hourly rates, no bill surprises after the fact.
Everything runs via Zoom and electronic signing. We act for clients throughout New Zealand — no office visit required at any stage.
You'll always hear from us the same day. Our Google reviews consistently call out our communication — it's something we take seriously.
Perfect Google rating — no exceptions
"We recently worked with NZ Legal for our residential refinance and a name change on the title. The process was seamless, and their team was incredibly efficient. What could have been a complex process felt effortless."
Nina Pope — Google review
What's included
Our fixed fee covers the full legal scope of your refinance — from the first call to LINZ registration.
We deal directly with your bank to obtain mortgage instructions and documentation — you don't need to be the go-between.
We prepare, review, and explain all mortgage documents before you sign — in plain English, without the jargon.
All documents are signed electronically. No printing, no scanning, no posting — done from your phone or laptop wherever you are.
If you're switching banks, we arrange the discharge of your existing mortgage at the same time — coordinated so everything happens on the same day.
We register the new mortgage with Land Information New Zealand so your title is updated and the refinance is legally complete.
We explain what's happening at every stage. No legal jargon — you'll always know where things are up to and what's coming next.
Client reviews
Limited time offer
Fill in the form and we'll come back to you with a fixed fee quote within 2 hours on business days. Or call or email us directly if you'd prefer to talk first.
30% off standard rates
We'll respond within 2 hours on business days.
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